Overview of Mastercard Casinos in the United States

Mastercard was founded in 1966 by a group of American bankcard associations to compete with Visa. Back then, it was known as Interbank before changing to Master Charge in 1969. The company settled on Mastercard in the late 1970s. Mastercard credit cards allow users to obtain goods and services now and pay for them later.

If you open a new account at one of our recommended best casino games on the net, then there is a very good chance that you can fund your account and withdraw your winnings using Mastercard. It’s important to realize that Mastercard comes in various forms.

In addition to credit cards, the company also offers debit cards and prepaid cards. A lot of banks issue the brand’s debit cards while prepaid cards are available in a variety of locations including online and retail outlets like gas stations and drug stores.

Mastercard Casinos


  • Banking Type - Card Payment
  • Deposit Time - Instant
  • Withdrawal Time - Up to 5 days
  • Fees - Up to 3% for withdrawal
  • Visit the Mastercard website

Mastercard Summary

Mastercard is the second-largest credit card provider in the United States. An estimated 231 million Americans have one. It is accepted in over 210 countries and supports no fewer than 150 currencies. This includes both retail establishments and online businesses like online casinos, where the popular payment method is a popular choice for deposit and withdrawal transactions. If you open a new account at one of our recommended online gambling sites, then there is a very good chance that you can fund your account and withdraw your winnings using Mastercard. It’s important to realize that Mastercard comes in various forms.

mastercard casinos

How Do Mastercard Casinos Work?

Let’s say that you use Mastercard to make an online casino deposit. What happens is that Mastercard immediately pays the site. You can then start playing casino games like roulette, blackjack, and slots right away. You will then receive a bill for the deposit from Mastercard.

While most Mastercard cards allow you to pay this bill in manageable installments over several months, some require you to pay the balance in full at the end of every billing cycle. It all depends on the type of Mastercard you have in your wallet. Let’s go through all the steps involved in using this popular payment method at your online casino.

Get a Mastercard

There’s a good chance that you already have a Mastercard. If not, you can apply for one by visiting your bank or applying for one online. The application will ask you to provide some personal and financial information such as your source of income and how much you make. If approved, the issuer will give you a card that will come with certain spending limits based on your ability to pay.

A lot of Americans already have a Mastercard debit card linked to their bank account. If your favorite online casino accepts Mastercard, that typically means that they also accept Mastercard debit cards. If you prefer using a prepaid option, then you can purchase a Mastercard gift card from a retail outlet. Ironically, you can buy a prepaid gift card using your Mastercard credit/debit card.

Find Reputable Mastercard Casinos

One of the benefits of using Mastercard at online casinos is that almost all American gambling sites accept it. This gives users a much larger selection of top-tier gambling sites to choose from. Because of this, you can afford to be very picky when searching for a new site to play at. If one casino doesn’t tick off all of the boxes, then you can simply move on to the next one.

While having so many options can be a little overwhelming, you can save yourself a lot of time and effort by checking out our top online casinos. Our experts closely examine these sites and only recommend the very best ones. The sites we endorse are licensed, regulated, and have solid reputations.

Speaking of being licensed, you should only play with real money at licensed sites. Having a license from a respected American regulator means that the operator adheres to very strict standards. A licensed site will treat you fairly and they won’t needlessly delay your withdrawals. Unlicensed online gambling sites do not have to abide by the same standards. If they rip you off, then there is little you can do about it except for regretting the decision.

Claim a Bonus and Make a Deposit

Online casinos are famous for offering incentives to new customers. In most cases, you can either choose a welcome bonus when you sign up or when you make your first qualifying deposit. Mastercard deposits almost always qualify for welcome bonuses.

Once you have selected the bonus you want, then you can proceed to make the qualifying deposit using your Mastercard. To do this, simply login to your online casino and go to the banking section. Hitting the “Deposit” link will open the deposit form on which you enter the deposit amount.

You can then select Mastercard from the list of supported payment solutions and complete the transaction. Your deposit should go through immediately allowing you to start placing real-money bets right away. Don’t forget to claim any bonuses or enter any redeemable bonus codes if prompted to do so during this process.

Withdraw Your Winnings

When it comes time to cash out your winnings, head to your gambling site’s banking section and hit the “Withdraw” icon to trigger the withdrawal form. It’s then just a matter of entering the withdrawal amount, selecting Mastercard as your payment method, and submitting the withdrawal request.

Once the operator has processed the request, you should receive your money within three to five business days. If you use this versatile payment method, we suggest having a look at some of our favorite fast withdrawal sites.

Pay Your Bill

You will receive a bill from Mastercard that details all of your purchases and online casino transactions. Make sure to pay the bill on time as letting it slide can affect your credit score and lead to hefty late fees. And whatever you do, don’t gamble unless you have the ability to pay. You’re headed down a slippery slope if you do. Credit cards are convenient and come with a variety of perks, but they can also lead to unpleasant financial situations if not used responsibly.

Top 5 Mastercard Casinos Online in The United States

The sheer amount of online casinos that accept mastercard can be overwhelming. Therefore, we have picked out the 5 best casinos that offer this payment method in The United States.

Are Mastercard Casinos Safe for Online Gambling?

Be it online or in a retail setting, Mastercard, and major cards in general, are among the most secure payment options. Features such as tokenization, SecureCode, and an embedded microchip give users several layers of protection.

Even if somebody fraudulently charges something to your card, Mastercard’s Zero Liability policy ensures that you aren’t responsible for those charges. This is part of the reason why this reliable payment method is so widely used and accepted.

Pros and Cons


  • Most online casinos accept Mastercard
  • Deposits usually qualify for bonuses
  • They facilitate deposits and withdrawals
  • Deposits are secure and instant
  • You don’t have to pay for unauthorized charges
  • Most Mastercards have rewards programs and other benefits


  • Withdrawals usually take 3 to 5 days to reach you
  • Credit card deposits are often subject to cash advance fees

Why Should I Use Mastercard at an Online Casino?

One of the main selling points of using this payment option is convenience. If you already have one like millions of other Americans, then you are all set to go. If you don’t have a Mastercard, then they are easy to get. Even if you don’t qualify for a credit card, Mastercard debit cards and prepaid options are excellent alternatives.

We must once again mention that most American online gambling sites accept Mastercard and using this method normally makes you eligible to receive bonuses. You can find the best online casinos and the most generous bonuses right here on our site.

Mastercard Credit Cards vs. Mastercard Gift Cards

While a huge number of Americans qualify for a Mastercard credit card, there are some people who don’t. Some people don’t even have a bank account. However, this doesn’t prevent them from depositing funds at online casinos and playing real-money games like slots, blackjack, and live dealer games.

Mastercard credit cards and Mastercard gift cards both facilitate instant deposits. It’s just that credit cards generally come with higher fees as well as other charges like cash advance fees. Furthermore, credit card users have to pay interest on any outstanding balance. These additional charges simply don’t apply to gift cards.

The main difference between these two payment methods is that credit cards allow users to make casino withdrawals while most prepaid options don’t. If you use a gift card to deposit funds, you will most likely need to use another method to withdraw. For those who don’t have a credit card or bank account, this usually means withdrawing by wire transfer or couriered check. You may have to wait up to 2 weeks to receive your withdrawal using those options.

However, if your online betting site offers the cash at casino cage option, and you happen to live within a reasonable distance of the cashier, then you can usually get your mitts on your money right away.

Our experts conclude that using a Mastercard credit card or debit card is far more convenient than using a prepaid gift card. It might be a bit more expensive, but the fact that credit cards work for deposit and withdrawals as opposed to just deposits pretty much seals the deal.

Mastercard Casinos vs. PayPal

PayPal is one of the most widely used and supported methods for deposits and withdrawals at online casinos. We should tell you right off the bat that simply accepting PayPal gives an operator a lot of credibility. This is because PayPal is very selective about which sites they offer their services to. They will not process payments for illegal or unreputable online gambling platforms.

When it comes to making deposits at internet betting sites, both Mastercard and PayPal deposits are instant. The big difference here is that credit card transactions are often a little more expensive than PayPal deposits. Even though most operators don’t charge for deposits using either method, some do. There are also the other fees that come with such credit card transactions like cash advance fees.

For those who appreciate fast withdrawal times, PayPal blows any credit card out of the water. If you optimize your PayPal account capabilities by getting a PayPal ATM, then you will have access to your money as soon as the operator processes your withdrawal. Even if the operator processes your Mastercard immediately, you’re still going to have to wait between two and five days for the card company to process the funds and release them to you.

Even though Mastercard products are ultra convenient, we have to declare PayPal the winner of this matchup. PayPal’s low fees and quick withdrawal times are things that Mastercard simply can’t compete with.

mastercard casinos


It doesn’t matter if you have a Mastercard credit card, debit card, or gift card because they are widely accepted, secure, and easy to use. Yes, transaction fees and other charges may be a bit higher than they are for other options like eWallets and online banking. However, the benefits and peace of mind that come with knowing your transactions are secure are well worth it.

We urge you to check out our online casino and sportsbook reviews to help you find the best Mastercard gambling site. You will also find some great welcome bonuses and other valuable offers.


You don’t actually use your card to place bets. Instead, you use it to fund your betting account and then use your account balance to place bets.

While the vast majority of gambling sites accept this payment method, not all of them do. In fact, the United Kingdom has recently banned the use of credit cards for online gambling.

This depends on the operator. Some charge a nominal transaction fee while others don’t. However, it’s almost guaranteed that the card company will levy a transaction fee. You also need to be aware of other charges such as those pesky cash advance fees.

No, you will not encounter rigged games. Use our casino reviews as a guide fo the safest gambling experience online!